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How to Choose Paint Colors for Your Home

5 min readFebruary 19, 2026

Quick Answer: Start by considering your home's fixed elements — flooring, countertops, trim, and furnishings — then choose paint colors that complement them. Test samples on your actual walls in different lighting before committing. Stick to a cohesive palette of 3-5 colors throughout your home for visual flow, and consider timeless neutrals for large surfaces with bolder accents in smaller spaces.

Start With What You Cannot Change

The most common mistake homeowners make is choosing paint colors in isolation. Your walls do not exist in a vacuum — they share space with flooring, countertops, cabinetry, furniture, and architectural details that are expensive or impossible to change. Begin by identifying these fixed elements and their undertones. A hardwood floor with warm golden tones calls for different wall colors than cool gray tile.

Understand Undertones

Every paint color has an undertone — a subtle secondary hue that becomes visible in certain lighting. A white that looks crisp in the store may read pink, blue, green, or yellow on your walls depending on its undertone and your home's lighting. The three most common undertone categories are:

  • Warm: Yellow, orange, and red undertones. These create cozy, inviting spaces and pair well with warm wood tones and earth-toned furnishings.
  • Cool: Blue, green, and purple undertones. These feel calm and sophisticated, and work well with gray tones, white cabinetry, and modern finishes.
  • Neutral: True neutral colors have balanced undertones. These are the most versatile but also the hardest to find — most "neutral" paints lean slightly warm or cool.

The Role of Lighting

Lighting dramatically changes how paint colors appear. A color that looks perfect under showroom fluorescents may look completely different in your home. Consider:

  • North-facing rooms receive cool, indirect light that can make warm colors look dull and amplify blue undertones.
  • South-facing rooms receive warm, abundant light that flatters most colors and intensifies warm tones.
  • Artificial lighting matters too — LED bulbs range from warm (2700K) to cool daylight (5000K), and each shifts color perception.

Test Before You Commit

Always test paint samples on your actual walls. Paint a 2-by-2-foot swatch and observe it at different times of day — morning, afternoon, and under artificial light at night. Most paint manufacturers sell sample sizes for a few dollars, and this small investment prevents costly repainting. Test at least three colors, including one lighter and one darker than your initial favorite.

Create a Cohesive Whole-Home Palette

The most professionally designed homes use a limited palette of 3-5 colors that flow naturally from room to room. Choose a dominant neutral for main living areas, a secondary color for bedrooms or accent rooms, and a trim color that ties everything together. Bold or saturated colors work best in small doses — powder rooms, accent walls, or interior doors.

Popular Palettes in the Chicago Area

Chicago-area homes range from charming 1920s bungalows to mid-century ranches and newer construction. Currently popular palettes in the area include warm whites paired with sage greens, soft grays with navy accents, and creamy neutrals with rich wood tones. The R-Deco team is happy to provide color consultations to help you find the perfect palette for your home's architecture and your personal style.

Frequently Asked Questions

What are the most popular interior paint colors right now?

In 2026, the most popular interior paint colors in the Chicago suburbs emphasize warmth and natural tones. Warm whites like Benjamin Moore White Dove and Sherwin-Williams Alabaster remain dominant. Earthy greens such as sage and olive have continued to gain popularity for living rooms and bedrooms. Warm grays are replacing the cooler grays that dominated the past decade. Rich, saturated colors like deep navy, forest green, and terracotta are popular for accent walls and cabinetry. The overall trend is moving away from stark, cool tones toward colors that feel organic and inviting.

Should all rooms in a house be the same color?

Not necessarily, but they should be coordinated. Painting every room the same color creates consistency but can feel monotonous, especially in open floor plans where adjacent rooms are visible simultaneously. A better approach is to choose colors from the same family or with similar undertones. For example, use a warm white in the main living area, a slightly deeper warm neutral in the dining room, and a soft sage in the bedroom — all sharing warm undertones. This creates variety while maintaining visual harmony as you move through the home.

How do I choose exterior paint colors for my home?

Exterior color selection should consider your home's architectural style, the surrounding neighborhood, fixed elements like roof and stone or brick, and local guidelines or HOA rules. As a general rule, limit your exterior palette to three colors: a dominant body color, a trim color, and an accent color for the front door and shutters. In the Chicago area, many homeowners choose palettes that respect the character of the neighborhood while adding personal flair. Light to medium body colors with white or contrasting trim are consistently popular. Always test exterior colors with large samples viewed from the street at different times of day.

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